4 reasons holding you back from starting investing

2 min readOct 11, 2022


What thoughts come to your mind when you hear the word ‘investing’? Are there any fears that are holding you back? Every beginning can feel difficult and the same goes for saving and investing.

“The truth is it is very easy to start investing, and you should wipe the fear-inducing myths from your head,” says Miljonineiu who has listed 4 myths that have been around for years but are not actually true. Can you relate?

Miljonineiu — your assistant on the journey of financial wisdom
  1. There is no point in starting with small amounts
    This is a completely false statement. That is exactly what you need to do — to start small and over time the amounts will increase. Nobody gets rich overnight.
  2. Maybe I will lose all my money
    To prevent this, you should have a peace of mind fund before starting to invest, and you should invest only the money you are prepared to lose.
    In order for the investor to have more certainty, the portfolio should have different asset classes to spread the risks. If an investor wants to invest more conservatively, bonds and commodities, including gold, are good asset classes.
  3. It’s too late to start now
    It’s never too late to start. The best time to start was yesterday, the second best is today. Investing is a long-term process, and it’s important to just get started.
  4. I need to know everything right from the start
    I can say with absolute certainty that no investor started out knowing everything. The investment world is very large and exciting, and knowledge accumulates over time. In the beginning, you should just make yourself clear about the basics and move forward slowly from there. It is also wise to choose asset classes that do not require a lot of specialized knowledge. One of them is, for example, gold.

Getting started with investing is very easy. Start by clearing your mind of the myths that cause fear!

If you choose to start investing in gold, then use promo code ‘Miljonineiu’ to get 5EUR discount on your first gold purchase — start here.